I just recently lost my job and was getting bombarded with collection calls who were starting garnishment proceedings and found the burden this debt was putting on a one income family. We found no way out. I called John Miller's bankruptcy information hot line number and got some information on bankruptcy. I then made an appointment and was advised that the garnishment would stop as soon as the bankruptcy was filed. Mr. Miller was very re-assuring that all the calls would stop and I would get a fresh start on life. I filled out the information needed to prepare the bankruptcy and filed it immediately. Even though my paycheck was garnished, Mr. Miller got me my money back and all of the collection calls have stopped. I highly recommend Mr. Miller and his office if anyone is having the same problems I was having. Thank you.