Approximately three (3) months after you file your petition, the court will enter a Discharge Order which completes your bankruptcy and will discharge your liability or responsibility for all debts that can be discharged in your Iowa Chapter 7 bankruptcy. This action will effectively stop bill collectors permanently. None of your creditors can make any attempt to try to collect the debts from you after the entry of your discharge order.
Payday loans, back rent and old utility bills
Debts from repossession or foreclosure