Knowing your credit score is an important step in personal finance and money management. If you aren't sure what's affecting your credit score, its a good time to check! Check out the link below from a trusted partner to find out what might be affecting your credit score.
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A credit report is a summary of how you have handled credit accounts, including the types of accounts and your payment history, as well as certain other information that’s reported to credit bureaus by your lenders and creditors.
Potential creditors and lenders use credit reports as part of their decision-making process to decide whether to extend your credit — and at what terms. Others, such as potential employers or landlords, may also access your credit reports to help them decide whether to offer you a job or a lease. Your credit reports may also be reviewed for insurance purposes or if you’re applying for services such as phone, utilities or a mobile phone contract. (Equifax)